During UK FinTech Week at IFGS 2024, Gurdeep Singh Kohli from Standard Chartered Ventures discusses the impact of digital disruptors on UK FinTech, citing regulatory support and funding as key drivers. It highlights the success of challenger banks in improving customer experience and meeting the needs of SMEs. We look at approaches to innovation, emphasizing experimentation and the importance of security in new technologies such as digital assets and artificial intelligence.