At EBAday 2024, Renata Vilanova Lobo, Head of Global Clearing, JP Morgan Payments, examines the cross-border impact of SEPA on European and global interoperability and why ISO 20022 is critical for financial institutions. There is an urgency for financial institutions to change due to the deadlines, but also because of the great benefits that this change can bring to the industry, as it is the biggest change in payments in the last 30 years. Resilience plays a crucial role in today’s landscape and its concept is expanding; As a result, banks must consider geopolitics, economic downturns and unforeseen challenges in addition to operational stability.
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